JOHN WILLIAM PRYGROCKI, APPELLANT,
v.
INDUSTRIAL FIRE AND CASUALTY INSURANCE COMPANY, APPELLEE

Fla. 4th DCA | 1981-12-16
No. 80-1849
ANSTEAD and BERANEK, JJ., concur.
407 So. 2d 345 Florida District Court of Appeal, Fourth District (1981) Negative Treatment
Cited by 18 cases

AI-generated. These summaries, headnotes, and key points are machine-generated and may contain errors or omissions. Always verify against the full opinion text below. Not legal advice.


Holding

An insured under the personal injury protection coverage of an automobile liability policy, other than the named insured or a relative, is entitled to recover attorney fees under Section 627.428(1), Florida Statutes.


Headnotes

[1] An omnibus insured, who is not the named insured or a relative, is entitled to recover attorneys fees under Section 627.428(1), Florida Statutes, when they prevail in an…

[2] The term "an insured" in Section 627.428(1), Florida Statutes, is interpreted to mean "any" insured who has a direct first-party contractual relationship with the carrier…

Previewing 2 of 4 headnotes on this case. FLexlaw’s editorially structured points of law — every proposition, pinpointed — are reserved for members.

Join FLexlaw to unlock all legal intelligence

Facts & Procedural History

Appellant, a pedestrian struck by an insured vehicle, was denied coverage by the insurer. After the insurer paid its policy limits, it refused to pay …

The full statement of facts, procedural history, and disposition for this case are member content.

Join FLexlaw to unlock all legal intelligence

© FLexlaw, Inc. — AI-generated enrichments are proprietary. All rights reserved.


Opinion of the Court
OWEN, WILLIAM C., Jr., Associate Judge (Retired).

OWEN, WILLIAM C., Jr., Associate Judge (Retired).

The issue here is whether an insured under the personal injury protection coverage of an automobile liability insurance policy, other than the named insured or a relative of the named insured, is within the classification of those entitled to recover attorneys fees under Section 627.428(1) Florida Statutes. We answer in the affirmative, and reverse the judgment denying attorneys fees to appellant.

Appellant, while a pedestrian, sustained bodily injury caused by an accident arising out of the use of a motor vehicle insured under the personal injury protection coverage of a policy issued by appellee, Industrial Fire and Casualty Insurance Company. The insurer denied coverage to appellant, who then brought this action. Later, the insurer recognized that it had wrongfully denied coverage, whereupon it paid its policy limits to appellant. However, the insurer declined to pay appellant’s claim for attorneys fees and prevailed upon the trial court to enter an order striking the claim for attorneys fees on the grounds that such were not authorized under Section 627.-428(1), Florida Statutes. In doing so the trial court relied upon Fernandez v. Alonso, 375 So. 2d 8 (Fla.3d DCA 1979) and Roberts v. Carter, 350 So. 2d 78 (Fla.1977).

Paraphrasing the language of the policy, it obligated the insurer to pay, in accordance with the Florida Automobile Reparations Reform Act, as amended, to any person while a pedestrian, through being struck by the insured motor vehicle, certain damages incurred as a result of bodily injury caused by accident arising out of the use of the motor vehicle. Appellant fit squarely within that classification (a fact belatedly recognized by the insurer) and, thus, clearly was an omnibus insured. As “an insured,” appellant fell squarely within the unambiguous language of Section 627.-428(1), Florida Statutes.1 , Because we can see no meaningful distinction between the facts in this case (an omnibus insured) and those stated in the Fernandez case, supra, (omnibus insureds) we believe, in all deference, that our sister court has misconstrued or misapplied the law as stated in Roberts v. Carter, supra. Indeed, the Fernandez court even cited to its own decision in United States Fidelity and Guarantee Company v. State Farm Mutual Automobile Insurance Company, 369 So. 2d 410 (Fla.3d DCA 1979) which had interpreted the Supreme Court’s coined phrase “contracting insured” in the following language, at 412:

It seems obvious to us that, in the context in which the statement was made, the term “contracting insured” refers to all claimants who have a direct first party contractual relationship with the carrier and are thus insured under the policy itself, as opposed to the third party tort claimants actually involved both in Wilder [v. Wright, 278 So. 2d 1 (Fla.) ] which was specifically reaffirmed in Roberts, and in Roberts itself. This conclusion is based predominately upon the fact that the very statute interpreted in Roberts, Section 627.428(1), provides for fees to be awarded whenever a judgment is rendered, not for “the” or “the contracting” insured, but “... in favor of an insured or the named beneficiary under a policy ...” [e.s.]. In this sense, the word “an” means “any.” (Citations and footnotes omitted).

* * * * * *

Moreover, there is nothing in the Roberts language which would even faintly indicate that, merely by using the word “contracting,” the supreme court intended to overrule the countless Florida decisions which, applying the clear terms of the statute, have virtually as a matter of course awarded fees to omnibus and additional insureds such as [the insured in that case]. (Citations omitted).

In recognition of the fact that the Supreme Court’s use of the term “contracting insured” in its Roberts decision was not intended by that Court as either a revision of the clear statutory language or an overruling of the countless Florida decisions referred to in the foregoing quotation from the United States Fidelity and Guarantee Company case, this writer has recently suggested in another case2 that the Supreme Court intended the term “contracting insured” to mean “an insured” as defined in the particular contract of insurance.

We hold that appellant was within the category of an insured within the meaning of Section 627.428(1), Florida Statutes. This is the only issue before us in this case. Our decision appears to be in direct conflict with Fernandez v. Alonso, supra.

REVERSED AND REMANDED FOR FURTHER PROCEEDINGS.

ANSTEAD and BERANEK, JJ., concur. . Section 627.428(1), Florida Statutes, provides:

Upon the rendition of a judgment or decree by any of the courts of this state against an insurer and in favor of an insured or the named beneficiary under a policy or contract executed by the insurer, the trial court, or, in the event of an appeal in which the insured or beneficiary prevails, the appellate court, shall adjudge or decree against the insurer and in favor of the insured or beneficiary a reasonable sum as fees or compensation for the insured’s or beneficiary’s attorney prosecuting the suit in which the recovery is had.

. American and Foreign Insurance Company v. Avis Rent-A-Car System, Inc., 401 So. 2d 855 (Fla. 1st DCA 1981) n.7.


Cases With Similar Vibessemantic neighbors from the corpus


Citator

Cited By

  • Brown v. Vt. Mut. Ins. Co., 614 So. 2d 574 (Fla. 1st DCA 1993)
    …. 2d 217 (Fla.1983); Avila v. Latin American Property and Cas. Ins. Co., 548 So. 2d 894 (Fla. 3d DCA 1989); Fitzgerald & Co. v. Roberts Electrical Contractors, Inc., 533 So. 2d 789 (Fla. 1st DCA 1988); Prygrocki v. Industrial Fire and Cas. Ins. Co., 407 So. 2d 345 (Fla. 4th DCA 1981), approved, 422 So. 2d 314 (Fla. 1982); Smolder v. Ford Life Ins. Co., 361 So. 2d 222 (Fla. 1st DCA 1978); Cincinnati Ins. Co. v. Palmer, 297 So. 2d 96 (Fla. 4th DCA 1974). Once an attorney has appeared in pending litigation to r…
  • Indus. Fire & Cas. Ins. Co. v. Prygrocki, 422 So. 2d 314 (Fla. 1982)
    …OVERTON, Justice. This is a petition to review Prygrocki v. Industrial Fire & Casualty Ins. Co., 407 So. 2d 345 (Fla. 4th DCA 1981), which we find expressly conflicts with Fernandez v. Alonso, 375 So. 2d 8 (Fla. 3d DCA 1979) cert. denied, 383 So. 2d 1193 (Fla.1980). We have jurisdiction. Art. V, § 3(b)(3), Fla. Const. The issue is whether a pedestrian, who is…
  • Fireman's Fund Ins. Co. v. Vordermeier, 415 So. 2d 1347 (Fla. 4th DCA 1982)
    …3d DCA 1970). The lack of any direct contractual relationship between Vordermeier, the Vordermeier Company, and Fireman’s Fund does not present any bar to the statutory award of attorney’s fees. Cf. Prygrocki v. Industrial Fire & Casualty Ins. Co., 407 So. 2d 345 (Fla. 4th DCA 1981). There is, however, a problem with the costs award of $9,575.19. Vordermeier and the Vordermeier Company sought a total costs award of only $9,633.16. $3,487.00 of this amount was for the services of Andrew Geller, an accountant.…

Previewing 3 of 9 citing cases — full citator treatment, depth of discussion, and citing context are member features.

Join FLexlaw to unlock all legal intelligence

Authorities Cited

Full citator, related cases, and AI research tools

Open in FLexlaw