AMERTEC-GRANADA, INC., APPELLANT,
v.
OLD REPUBLIC INSURANCE COMPANY, APPELLEE

Fla. 3d DCA | 1982-11-09
No. 81-2389
Before HENDRY and NESBITT, JJ., and WILLIAM C. OWEN, Jr. (Ret.), Associate Judge.
421 So. 2d 722 Florida District Court of Appeal, Third District (1982) Positive Treatment
Cited by 8 cases

Opinion of the Court
PER CURIAM.

PER CURIAM.

The final summary judgment under review is affirmed on the ground that no coverage is afforded under Old Republic’s liability policy for Amertec’s personal contractual expenses. The contractual liability endorsement provides coverage for the purpose of indemnifying a third party for damages in tort, not for business expenses directly incurred by the insured as a result of its contractual obligations. Continental Insurance Co. v. Bussell, 498 P. 2d 706 (Alaska 1972). See also Aetna Casualty and Surety Co. v. Hanna, 224 F. 2d 499 (5th Cir.1955); International Surplus Lines Insurance Co. v. Devonshire Coverage Corp., 93 Cal.App.3d 601, 155 Cal.Rptr. 870 (Ct.App.1979); Garden Sanctuary, Inc. v. Insurance Company of North America, 292 So. 2d 75 (Fla.2d DCA 1974); Haugan v. Home Indemnity Co., 86 S.D. 406, 197 N.W. 2d 18 (1972).

Affirmed.


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  • …th all the burdens to which it is subject in the hands of the assignor. If the assignee seeks to enforce the contract, he must show that all conditions have been performed either by himself or the assignor. Shreve Land Co. v. J & D Financial Corp., 421 So. 2d 722, 724 (Fla. 3d DCA 1982) (citations omitted). Lennar’s allegations do not set forth a written demand for the rents or "show that all conditions have been performed.” At best these allegations set forth that the borrowers were notified, by the RTC, t…
  • …s provided for some time that an assignment of benefits or a cause of action to recover those benefits under a contract does not remove from the assignee the burden of compliance with contract conditions. In Shreve Land Co. v. J & D Financial Corp., 421 So. 2d 722 (Fla. 3d DCA 1982), the assignor assigned its interest in the purchase price due under a contract. The assignee subsequently recovered a judgment against the original purchaser under the contract. In reversing that judgment, the court held: The law…
  • Suniland Assocs., Ltd. v. Wilbenka, Inc., 656 So. 2d 1356 (Fla. 3d DCA 1995)
    …rtgage. “The law is well settled that an as-signee succeeds to his assignor’s rights under the assignment of a contract and takes it with all the burdens to which it is subject in the hands of the assignor.” Shreve Land Co. v. J & D Financial Corp., 421 So. 2d 722, 724 (Fla. 3d DCA 1982). When SPL assigned to Wilbenka its rights under the Mr. Pottery lease, Wilbenka took that assignment subject to the same burdens and conditions as the landlord. By its very terms, the lease was subordinate to future mortgages…

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