GILSON F. FARRINGTON, APPELLANT,
v.
FRANK P. ALLEN, APPELLEE

Fla. | 1931-12-21
103 Fla. 931 Florida Supreme Court (1931)
Also reported at: 138 So. 482

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Synopsis

The Florida Supreme Court reversed a lower court's decree enforcing two separate mortgage liens, holding that the mortgagor had the right to redeem each tract of land individually.


Holding

Yes, it was error. The court held that the decree should enforce the mortgage liens severally as to the property covered by each mortgage, allowing the mortgagor to redeem either or both tracts of land independently.


Key Quotes

“The decree should enforce the mortgage liens severally as to the property covered by each mortgage, with a right in the mortgagor to redeem either or both tracts of land.”

This quote states the court's holding regarding the proper enforcement of separate mortgage liens.

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Facts & Procedural History

The complainant foreclosed on two mortgages covering different lands, executed by the same mortgagor to the same mortgagee, and later assigned to the …

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Opinion of the Court
Whitfield, P.J.

Whitfield, P.J.

Two mortgages on different' dates covering different land were executed by the same mortgagor to the same mortgagee. Both mortgages were assigned to the complainant who seeks foreclosure of both mortgages in one suit against the original mortgagor. A demurrer to the bill of complaint because two distinct causes of action were improperly joined, was overruled. No harm to the defendant resulted from the ruling on the demurrer, he being the mortgagor and present' owner of the lands. This was the effect of the affirmance of the order appealed from in Farrington v. Allen, 99 Fla. 1248, 128 So. 646.

The decree enforcing the mortgage liens, required both pieces of property to be sold unless both are redeemed, and upon sale the mortgagor is to be barred of all right' in both tracts of land. This was error, -there being no connection between the two mortgages. The decree should enforce the mortgage liens severally as to the property covered by each mortgage, with a right in the mortgagor to redeem either or both tracts of land. See 3 Jones on Mortgages, (8th Ed.) section 2016.

Reversed for appropriate decree.

Terrell and Davis, J.J., concur.

Buford, CJ., and Ellis, J., concur in the opinion and judgment.


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