CHARLES B. WALKER, APPELLANT,
v.
JAMES D. SARVEN, APPELLEE
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Walker challenges a foreclosure decree that charged his entire interest in jointly-owned property with the full purchase money debt, when as a tenant in common he should only be liable for his one-half share. The Florida Supreme Court held that where co-tenants jointly purchase property subject to a grantor's lien, the foreclosure decree must direct sale of the entire estate rather than charging one co-tenant's interest with the full debt.
The Court held that the foreclosure decree was erroneous. The entire jointly-owned estate is equally liable for the entire debt as far as the lien holder is concerned, so the decree should have directed sale of so much of the entire estate as necessary to satisfy the debt. Neither co-tenant may insist the decree charge particular interests with specific portions of the debt; such equitable adjustments for contribution must be determined in separate proceedings.
“By their joint purchase George N. Sarven and Charles B. Walker became tenants in common of the lands conveyed to them by James D. Sarven, each being entitled to an undivided one-half interest therein. The debt for purchase money was a joint debt for the whole of which each was equally bound to James D. Sarven, and the grantor's lien reserved in the latter's deed of conveyance was a lien for the whole debt upon the whole property. As between themselves, however, George N. Sarven and Charles B. Walker were each equitably bound to discharge one-half of the joint debt.”
Establishes the fundamental distinction between liability to the lien holder (joint and several for the whole) and equitable liability between co-tenants (for their proportionate share)
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Join FLexlaw to unlock all legal intelligenceWalker and George N. Sarven purchased land from James D. Sarven, becoming tenants in common, each owing one-half of the purchase money debt secured by…
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Carter, J.:
We have been unable to discover any principle by which that feature of the decree appealed from can be sustained. By their joint purchase George N. Sarven and Charles B. Walker became tenants in common of the lands conveyed to them by James D. Sarven, each being entitled to> an undivided one-half interest therein. The debt for purchase money was a joint debt for the ..whole of which each was equally bound to James D. Sarven, and the grantor’s lien reserved in the latter’s deed of conveyance was a lien for the whole debt upon the whole property. As between themselves, however, George N. Sarven and Charles B. Walker were each equitably bound to discharge one-half of the joint debt, and if either voluntarily or under compulsion of law paid more than one-half, he was entitled to contribution from the other for the excess. Wiley J. Embry purchased the undivided interest of' George N. Sarven, with knowledge that the whole property was charged with the grantor’s lien for the entire purchase price due by George N. Sarven and Charles B. Walker, and subsequently sold the same interest subject to the same incumbrance to Willie B. Mayes, a purchaser with like notice. By this purchase Willie B. Mayes became a tenant in common with Charles B. Walker of an estate charged with the prior incumbrance. While Mrs. Mayes may not have become personally bound for the debt due to James D. Sarven, her interest in the land was in her hands subject to the whole of that debt so far as James D. Sarven was concerned, though as between her and Charles B. Walker her co-tenant the respective interests of each were equitably bound for one- • half of the purchase money debt. In proceedings to foreclose this prior incumbrance upon the joint estate, neither co-tenant was entitled to have the decree charge the other’s interest with the entire debt, nor could either insist that the decree charge the interest of each with one-half or any other particular part of the debt, for the simple reason that the whole estate was equally liable, so far as James D. Sarven was concerned for the entire debt, and the decree should, therefore, have directed the sale of so much of the entire estate as would be sufficient to satisfy the debt and costs. Frost v. Frost, 3 Sandf. Chy. 188; Schoenewald v. Dieden, 8 Ill. App. 389; Perre v. Castro, 14 Cal. 519, S. C. 76 Am. Dec. 444; Hubbard v. Ascutney Mill Dam Co., 20 Vt. 402, S. C. 50 Am. Dec. 41; Southworth v. Parker, 41 Mich. 198, 1 N.
W. Rep.
944. If either party had paid more than his just share of the joint debt he could have maintained a suit for contribution against his co-tenant, and enforced his right to contribution as against his co-tenant’s interest in the land. Gee v. Gee, 2 Sneed (Tenn.), 395; Furman v. McMillian, 2 Lea (Tenn.), 121; Newbold v. Smart, 67 Ala.
326. It maybe questioned whether under any circumstances a suit to foreclose the joint lien can be converted into-a proceeding for settling the equities between tenants in common growing out of their right to contribution, and for securing an adjustment of these rights by moulding the decree of foreclosure so as to-protect them. These are matters of no concern to the lien holder, and it would seem unjust to require him to await the result of litigation between co-defendants, in which he is not interested, before obtaining the relief to which his lien entitles him, regardless of the result of the litigation between the co-defendants. Such equities certainly can not be adjusted in the absence of proper allegations in the bill of foreclosure putting in issue the question of contribution, or a cross-bill by the defendant claiming such equities to which the defendant against whom they are claimed is a party. Inglehart v. Crane, 42 Ill.
261. In this case no cross-bill was filed, the bill did not put in issue any question of contribution between the co-defendants, nor did the answer of any of the defendants claim contribution nor insist that any particular interest in the joint property be first subjected to the appellee’s debt, nor state any facts to justify any such decree. The answer of Mrs. Mayes did not even show that she or her predecessors in interest had paid one-half of the original debt with interest, but, on the contrary, the payments so made aggregated less than one-half of the entire debt. The decree, therefore, charged Walker’s interest not only with his one-half of the joint debt, but with-a portion of the other half which, as between him and Mrs. Mayes was equitably chargable upon her half interest in the land exclusively.
It is suggested in a brief purporting to have been filed in this court in behalf of Mrs. Mayes that the decree can be sustained by applying the rule that where lands are mortgaged to secure a debt and a part of the lands are subsequently sold and conveyed by the mortgagor, the portion unsold is primarily liable under the mortgage (Ellis v. Fairbanks, 38 Fla. 257, 21 South. Rep. 107), and that the lien reserved by James D. Sarven was a mortgage lien bringing it within the rule. But the rule does not fit the present case. Here we have tenants in common jointly mortgaging the joint property for a joint debt. To say that one of them can by selling and conveying his entire interest in the property thereby charge the whole joint debt primarily on the other’s interest is to assert a proposition so clearly erroneous as to require no argument to refute .it. In the language of Judge Cooley: “There are no authorities which sanction such a doctrine, and if there were any, they could only be regarded as inadvertent departures from reason and justice.” Southworth v. Parker, 41 Mich. 198, 1 N.
W. Rep.
944. See, also, Rathbone v. Clark, 9 Paige Chy. 648.
It appears from the record that before this appeal was taken, the decree complained of was. executed by sale of the appellant’s property in accordance with its terms. This fact does not affect this appeal, nor prevent the reversal of the decree appealed from (County Commissioners Polk Co. v. Johnson & Co., 21 Fla. 577; Burrows v. Mickler, 22 Fla. 572; O’Hara v. MacConnell, 93 U. S. 150; Peer v. Cookerow, 14 N.
J. Eq. 361), although if the purchaser’s title acquired at such sale is such that a reversal of the decree will not affect it under previous decisions of this court (Garvin v. Watkins, 29 Fla. 151, 10 South. Rep. 818), then the appellant will be left to his remedies for restitution. Upon remand of the cause the Circuit Court may upon proper proceedings make such orders as to restitution and to subject Mrs. Mayes’ interest in the land to payment of its just proportion of the purchase money debt as may be proper, without prejudice to the right of appellant or Mrs. Mayes to maintain any appropriate proceedings against the other to enforce contribution, or any other legal or equitable rights as between themselves.
The decree appealed from, in so far as it provides “that the one undivided half interest of the defendant Charles B. Walker be first sold, and if the proceeds of such interest be not sufficient to satisfy said judgment and interest and the costs of this suit, then the said master will immediately proceed and sell the other one undivided half interest in said lands of the defendant Willie B. Mayes,” is reversed, and in all other respects said decree is affirmed, without prejudice to the right of Mrs. Mayes or appellant to maintain any appropriate proceedings against the other to enforce contribution or any other legal or equitable rights as between themselves.
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Helene Leslie Lyons v. Lyons, 208 So. 2d 137 (Fla. 3d DCA 1968)…idence property was owned by the parties as tenants by the entirety. Upon divorce they owned it as tenants in common, under § 689.15 Fla.Stat., F.S.A. As such, each had the burden of discharging one half of the obligations thereof. Walker v. Sarven, 41 Fla. 210, 25 So. 885. The wife was under no duty to assume and pay the husband’s half of the charges against the property for items such as mortgage interest, taxes, insurance and repairs. For the period she pays the same during pendency of the cause or afte…
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Lambert v. Dracos, 403 So. 2d 481 (Fla. 1st DCA 1981)…-tenants intended to have a sale of the whole estate. It was also pointed out that the property would not sell as well in undivided moieties as the whole would together. The Supreme Court of Florida cited Frost v. Frost, supra, in Walker v. Sarven, 41 Fla. 210, 25 So. 885 (Fla.1899). In Walker, the court reversed a decree of foreclosure which directed that the undivided one-half interest of one joint owner, who was a joint obligor on the mortgage, be sold first and then, if there was a deficiency, that th…
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Maxwell v. Jacksonville Loan & Improvement Co., 45 Fla. 468 (Fla. 1903)…ecree, to make restitution to the other party “for what he has lost, the mode for effecting restitution to be varied according to circumstances.” 18 Ency. Pl. & Pr. 885; Bank of the United States v. Bank of Washington, 6 Peters, 8; Walker v. Sarven, 41 Fla. 210, 25 South. Rep. 885; Mathews v. Williams, 13 Fla. 615; Anderson v. Thum. 71 Fed. Rep. 763; Flemings v. Riddick’s Exr. 5 Gratt. 272; Marks v. Cowles, 61 Ala. 299. It might be the duty of this court, in a perfectly plain case, where there could be no…
Previewing 3 of 7 citing cases — full citator treatment, depth of discussion, and citing context are member features.
Join FLexlaw to unlock all legal intelligenceAuthorities Cited
- Sallie J. Garvin v. Watkins, 29 Fla. 151 (Fla. 1892)
- O'Hara v. MacConnell, 93 U.S. 150 (U.S. 1876)
- Ellis v. Fairbanks, 38 Fla. 257 (Fla. 1896)
- Cnty. Comm'rs Polk Cnty. v. C. E. Johnson & Co., 21 Fla. 577 (Fla. 1885)
- Burrows v. Mickler, 22 Fla. 572 (Fla. 1886)