LIFE INSURANCE COMPANY OF THE SOUTHWEST
v.
STEPHANIE MARIE CLARKE, AS PERSONAL REPRESENTATIVE OF THE ESTATE OF ELROY W. CLARKE A/K/A ELIAS BEN ISRAEL; HOPE OF GLORY CHURCH OF CHRIST, STEPHANIE MARIE CLARKE, INDIVIDUALLY

M.D. Fla. | 2025-12-16
No. 2:25-CV-96
2025 FFL 31891 District Court, M.D. Florida (2025)

AI-generated. These summaries, headnotes, and key points are machine-generated and may contain errors or omissions. Always verify against the full opinion text below. Not legal advice.


Holding

Default judgment was entered against defendants Hope of Glory Church of Christ and Stephanie Marie Clarke as personal representative, and the clerk was directed to disburse interpleaded funds. The plaintiff insurer was discharged from liability, and defendants were enjoined from further proceedings.


Headnotes

[1] A party's failure to timely respond to a complaint in an interpleader action subjects that party to default judgment under Federal Rule of Civil Procedure 55(b).

[2] An insurer initiating an interpleader action and depositing disputed funds with the court may be discharged from all liability regarding those funds upon entry of final j…

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Key Quotes

“Default judgment is entered against Hope of Glory Church of Christ and Stephanie Marie Clarke as personal representative of the Estate of Elroy W. Clarke a/k/a Elias Ben Israel pursuant to Federal Rule of Civil Procedure 55(b).”

Establishes the basis and scope of the default judgment entered against the non-responding defendants.

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Facts & Procedural History

Life Insurance Company of the Southwest filed an interpleader action. Default judgment was entered against Hope of Glory Church of Christ and Stephani…

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Opinion of the Court

Decision by Court. This action came before the Court and a decision has been rendered.

IT IS ORDERED AND ADJUDGED

Default judgment is entered against Hope of Glory Church of Christ and Stephanie Marie Clarke as personal representative of the Estate of Elroy W. Clarke a/k/a Elias Ben Israel pursuant to Federal Rule of Civil Procedure 55(b).

The Clerk is directed to disburse $12,419.14 of the registry monies to Life Insurance Company of the Southwest. After disbursing the funds to the Life Insurance Company of the Southwest, the Clerk is directed to disburse the remaining funds to Stephanie Marie Clarke, individually, as the only appearing beneficiary.

Life Insurance Company of the Southwest is discharged from all liability with regard to the interpleaded funds. Defendants Hope of Glory Church of Christ and Stephanie Marie Clarke, as personal representative of the Estate of Elroy W. Clarke a/k/a Elias Ben Israel, are enjoined from instituting or prosecuting any proceeding against Life Insurance Company of the Southwest in any court affecting, or determining rights to, the disputed funds at issue in this interpleader action.

Any motion seeking an award of attorney's fees or non-taxable costs must be filed within the time and in the manner prescribed in Local Rule 7.01, United States District Court, Middle District of Florida.

For which sum let execution issue.

Date: December 16, 2025

ELIZABETH M. WARREN, CLERK

s/AL, Deputy Clerk

2

CIVIL APPEALS JURISDICTION CHECKLIST

1. Appealable Orders: Courts of Appeals have jurisdiction conferred and strictly limited by statute:

(a) Appeals from final orders pursuant to 28 U.S.C. Section 1291: Only final orders and judgments of district courts, or final orders of bankruptcy courts which have been appealed to and fully resolved by a district court under 28 U.S.C. Section 158, generally are appealable. A final decision is one that "ends the litigation on the merits and leaves nothing for the court to do but execute the judgment." Pitney Bowes, Inc. V. Mestre, 701 F. 2d 1365, 1368 (11th Cir. 1983). A magistrate judge's report and recommendation is not final and appealable until judgment thereon is entered by a district court judge. 28 U.S.C. Section 636(c).

(b) In cases involving multiple parties or multiple claims, a judgment as to fewer than all parties or all claims is not a final, appealable decision unless the district court has certified the judgment for immediate review under Fed.R.Civ.P. 54(b), Williams v. Bishop, 732 F. 2d 885, 885-86 (11th Cir. 1984). A judgment which resolves all issues except matters, such as attorneys' fees and costs, that are collateral to the merits, is immediately appealable. Budinich v. Becton Dickinson & Co., 486 U.S. 196, 201, 108 S. Ct. 1717, 1721-22, 100 L.Ed.2d 178 (1988); LaChance v. Duffy's Draft House, Inc., 146 F. 3d 832, 837 (11th Cir. 1998).

(c) Appeals pursuant to 28 U.S.C. Section 1292(a): Appeals are permitted from orders "granting, continuing, modifying, refusing or dissolving injunctions or refusing to dissolve or modify injunctions..." and from "[i]nterlocutory decrees...determining the rights and liabilities of parties to admiralty cases in which appeals from final decrees are allowed." Interlocutory appeals from orders denying temporary restraining orders are not permitted.

(d) Appeals pursuant to 28 U.S.C. Section 1292(b) and Fed.R.App.P.5: The certification specified in 28 U.S.C. Section 1292(b) must be obtained before a petition for permission to appeal is filed in the Court of Appeals. The district court's denial of a motion for certification is not itself appealable.

(e) Appeals pursuant to judicially created exceptions to the finality rule: Limited exceptions are discussed in cases including, but not limited to: Cohen V. Beneficial Indus. Loan Corp., 337 U.S. 541,546,69 S.Ct. 1221, 1225-26, 93 L.Ed. 1528 (1949); Atlantic Fed. Sav. & Loan Assʼn v. Blythe Eastman Paine Webber, Inc., 890 F. 2d 371, 376 (11th Cir. 1989); Gillespie v. United States Steel Corp., 379 U.S. 148, 157, 85 S. Ct. 308, 312, 13 L.Ed.2d 199 (1964).

2. Time for Filing: The timely filing of a notice of appeal is mandatory and jurisdictional. Rinaldo v. Corbett, 256 F. 3d 1276, 1278 (11th Cir. 2001). In civil cases, Fed.R.App.P.4(a) and (c) set the following time limits:

(a) Fed.R.App.P. 4(a)(1): A notice of appeal in compliance with the requirements set forth in Fed.R.App.P. 3 must be filed in the district court within 30 days after the entry of the order or judgment appealed from. However, if the United States or an officer or agency thereof is a party, the notice of appeal must be filed in the district court within 60 days after such entry. THE NOTICE MUST BE RECEIVED AND FILED IN THE DISTRICT COURT NO LATER THAN THE LAST DAY OF THE APPEAL PERIOD - no additional days are provided for mailing. Special filing provisions for inmates are discussed below.

(b) Fed.R.App.P. 4(a)(3): "If one party timely files a notice of appeal, any other party may file a notice of appeal within 14 days after the date when the first notice was filed, or within the time otherwise prescribed by this Rule 4(a), whichever period ends later."

(c) Fed.R.App.P.4(a)(4): If any party makes a timely motion in the district court under the Federal Rules of Civil Procedure of a type specified in this rule, the time for appeal for all parties runs from the date of entry of the order disposing of the last such timely filed motion.

(d) Fed.R.App.P.4(a)(5) and 4(a)(6): Under certain limited circumstances, the district court may extend the time to file a notice of appeal. Under Rule 4(a)(5), the time may be extended if a motion for an extension is filed within 30 days after expiration of the time otherwise provided to file a notice of appeal, upon a showing of excusable neglect or good cause. Under Rule 4(a)(6), the time may be extended if the district court finds upon motion that a party did not timely receive notice of the entry of the judgment or order, and that no party would be prejudiced by an extension.

(e) Fed.R.App.P.4(c): If an inmate confined to an institution files a notice of appeal in either a civil case or a criminal case, the notice of appeal is timely if it is deposited in the institution's internal mail system on or before the last day for filing. Timely filing may be shown by a declaration in compliance with 28 U.S.C. Section 1746 or a notarized statement, either of which must set forth the date of deposit and state that first-class postage has been prepaid.

3. Format of the notice of appeal: Form 1, Appendix of Forms to the Federal Rules of Appellate Procedure, is a suitable format. See also Fed.R.App.P. 3(c). A pro se notice of appeal must be signed by the appellant.

4. Effect of a notice of appeal: A district court loses jurisdiction (authority) to act after the filing of a timely notice of appeal, except for actions in aid of appellate jurisdiction or to rule on a timely motion of the type specified in Fed.R.App.P. 4(a)(4).

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