ERES

v.

PROGRESSIVE AMERICAN INSURANCE COMPANY

This matter is before the Court on consideration of the report and recommendation of Sean P. Flynn, United States Magistrate Judge, entered on January 9, 2020. (Doc. 125). Judge Flynn recommends that “Plaintiff’s Amended Motion for Partial Summary Judgment” (Doc. 110) be denied, and “Progressive American Insurance Company’s Amended Motion for Summary Judgment” (Doc. 114) be granted. On January 23, 2020, Plaintiff Heather R. Eres filed an objection to the report and recommendation. (Doc. 126). Defendant Progressive American Insurance Company filed a response to the objection on February 6, 2020. (Doc. 128). The Court denied Plaintiff’s request to file a reply. (Doc. 131). After conducting a careful and complete review of the findings and recommendations, a district judge may accept, reject, or modify the magistrate judge’s report and recommendation. 28 U.S.C. § 636(b)(1); Williams v. Wainwright, 681 F. 2d 732 (11th Cir. 1982). In the absence of specific objections, there is no requirement that a district judge review factual findings de novo, Garvey v. Vaughn, 993 F. 2d 776, 779 n.9 (11th Cir. 1993), and the court may accept, reject, or modify, in whole or in part, the findings and recommendations. 28 U.S.C. § 636(b)(1)(C). The district judge reviews legal conclusions de novo, even in the absence of an objection. See Cooper-Houston v. S. Ry. Co., 37 F. 3d 603, 604 (11th Cir. 1994); Castro Bobadilla v. Reno, 826 F. Supp. 1428, 1431-32 (S.D. Fla. 1993), aff’d, 28 F. 3d 116 (11th Cir. 1994) (table). Upon due consideration of the record, including Judge Flynn’s report and recommendation, as well as Plaintiff’s objection thereto and Defendant’s response to the objection, the Court overrules the objection and adopts the report and recommendation. The Court agrees with Judge Flynn’s detailed and well-reasoned factual findings and legal conclusions. The report and recommendation thoughtfully addresses the issues presented, and the objection does not provide a basis for rejecting the report and recommendation. Consequently, “Plaintiff’s Amended Motion for Partial Summary Judgment” is denied, and “Progressive American Insurance Company’s Amended Motion for Summary Judgment” is granted.

Accordingly, it is ORDERED, ADJUDGED, and DECREED: (1) The report and recommendation (Doc. 125) is AFFIRMED and ADOPTED and INCORPORATED BY REFERENCE into this Order for all purposes, including appellate review. (2) “Plaintiffs Amended Motion for Partial Summary Judgment” (Doc. 110) is hereby DENIED. (3) “Progressive American Insurance Company’s Amended Motion for Summary Judgment” (Doc. 114) is hereby GRANTED. (4) The Clerk is directed to enter judgment in favor of Defendant Progressive American Insurance Company, and against Plaintiff Heather Eres. (5) The Clerk is further directed to terminate any pending motions and deadlines, and thereafter close this case. DONE and ORDERED in Chambers, in Tampa, Florida, this 14th day of February, 2020.

A A ff 4 A bi “TOM BARBER

UNITED STATES DISTRICT JUDGE