GEORGE B. TYLER, APPELLANT,
v.
L. T. TOPH AND ABNER R. TOPH, HER HUSBAND, APPELLEES

Fla. | 1906-01-01
Shackleford, O. J., and Cockrell, J., concur., Taylor, Hocicer and Parkill, JJ., concur in the opinion.
51 Fla. 597 Florida Supreme Court (1906) Positive Treatment
Cited by 12 cases

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Synopsis

This case involves a foreclosure action on a mortgage. The defendant argued that the mortgage included usurious interest and that a subsequent agreement for installment payments was breached by the plaintiff. The court affirmed the foreclosure decree, finding the defendant's arguments lacked sufficient proof.


Holding

The court held that the bill was sufficient against the demurrer, as it could be inferred that the personal property was within the court's jurisdiction. The court also held that the defendant failed to prove his affirmative defenses of usury and breach of the payment agreement by a preponderance of the evidence.


Key Quotes

“The averments of the answer as to a subsequent agreement, the performance of it on the part of the defendant and the breach of it by the complainants are not responsive to the bill, and the burden was upon the defendant to establish such matters by a preponderance of the testimony.”

This quote explains the court's reasoning for rejecting the defendant's defense regarding the subsequent payment agreement, emphasizing the burden of proof.

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Facts & Procedural History

The appellees filed a bill in equity to foreclose a mortgage given by the appellant. The appellant admitted executing the note and mortgage but claime…

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Opinion of the Court
Whitfield, J.

Whitfield, J.

The appellees filed in the Circuit Court for Marion county a bill in equity against George B. Tyler to foreclose a mortgage on land and chattels given to secure the payment of an indebtedness evidenced by a promissory note executed by the appellant.

The following answer and demurrer was filed by the defendant Tyler:

“Comes now the defendant, George B. Tyler, in the above styled cause and for answer to the complainant’s bill of complaint, or so much thereof as he is advised is necessary to make answer unto, says: That he admits the execution of the note and mortgage set out in complainant’s bill of complaint, but defendant says that the said note was a renewal of a former indebtedness, and that the same contains an amount far in excess of the actual .amount due from the defendant to the complainants, because, defendant says, that the said note contains a large amount of usurious interest, to-wit: about three hundred and fifty-four dollars, and that this defendant is not in equity indebted to the said complainants in any sum in excess of the sum of four hundred dollars.

Further answering the complainant’s bill this defendant says, that by an agreement subsequent to the execution of the said note made between the defendant and the said complainants, the complainants promised and agreed, for a valuable consideration, to permit this defendant to pay the said note at the rate of thirty dollars per month, and that' this defendant in good faith was carrying out the said agreement so made with the complainants to pay said note at the rate of $30.00 per month, when, without any just cause or reason, the complainants caused this suit to be commenced, and in violation of the said contract and agreement for the payment of said note by installments, and this defendant says that he is ready, willing and able to carry out the said contract, and to pay the said complainants the said sum of thirty dollars per month until the said note is fully paid, and here offers in this answer to pay the said $30.00 per month into the registi’y of this court until the said note is paid.

By way of demurrer to the said bill of complaint, defendant says, that the bill does not set forth facts sufficient to confer jurisdiction upon this Honorable Court.

2nd. The alleged mortgage deed is uncertain as to the description of the property alleged to be contained therein.

3rd. The bill is vague and uncertain as to the amount of attorney’s fees claimed.

And this defendant having fully answered, prays the same benefit as if he had formerly demurred to the said bill or filed a cross bill, and prays to be hence dismissed with his costs in this behalf sustained.”

The demurrer was overruled. Testimony was taken before a special master and a decree of foreclosure was rendered from which an appeal was taken. The errors assigned are that the court erred (1) in overruling the demurrer to the bill; (2) in overruling the exceptions of the defendant to the report and findings of the master; (3) in entering a final decree.

The only argument under the first assignment of error is that it is essential to allege that the personal property was within the jurisdiction of the court at the commencement of the suit. Even if such an allegation were essential there are allegations that the personal property was in Marion county at the time the mortgage was executed, that the mortgagor resides, and that the note and mortgage were excuted and the mortgage recorded in Marion county, from which it may be inferred that the personal property was in the county and consequently within the jurisdiction of the court at the commencement of the suit, therefore the bill is good against the demurrer as framed with no specification therein directed to this supposed defect.

Only two of the overruled exceptions are argued here. One is that it was proven that the subsequent agreement for paying the indebtedness at the rate of $30.00 per month set up in the answer was complied with by the defendant and violated by the complainant, therefore the finding for the complainants was error. The averments of the answer as to a subsequent agreement, the performance of it on the part of the defendant and the breach of it by the complainants are not responsive to the bill, and the burden was upon the defendant to establish such matters by a preponderance of the testimony. Pinney v. Pinney, 46 Fla. 559, 35 South. Rep. 95.

The testimony did not establish these averments of the answer and the exception was properly overruled.

The other exception argued under the second assignment of error is that “the defendant excepts to the findings of fact and law on the ground that there is no evidence in the record upon which to base said findings.” This exception is general and relates to the existence of any evidence in the record. The contention here is that there is no evidence because the testimony of the witnesses is not signed by them. There is nothing to show that this objection was presented to the Chancellor, and besides the appellant is insisting that the same evidence proves the defense set up in his answer. The objection cannot be made here for the first time, particularly when appellant asks that he be allowed the benefit of such testimony. See Tuten v. Gazen, 18 Fla. 751.

The contentions made under the third assignment of error are met in the disposal of the others.

The decree is affirmed.

Shackleford, O. J., and Cockrell, J., concur. Taylor, Hocicer and Parkill, JJ., concur in the opinion.


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Citator

Cited By

  • Am. Sec. Co. v. Goldsberry, 69 Fla. 104 (Fla. 1915)
    …gation would be an affirmative one of new matter and not responsive to the bill and the burden would have rested upon the defendant to establish it by a preponderance of the testimony, Pinney v. Pinney, 46 Fla. 559, 35 South. Rep. 95; Tyler v. Toph, 51 Fla. 597, 40 South. Rep. 624; Parsons v. Ramsey, 53 Fla. 1055, 43 South. Rep. 503; Griffith v. Henderson, 55 Fla. 625, 45 South. Rep. 1003. If the complainant had told Holloman and McMillan or the American Securities Company at the time the indebtedness was…
  • …by defendant; and the burden is upon him to establish such matters by a preponderance of the testimony. Ocala F. & M. Wks. v. Lester, 38 So. 56, 49 Fla. 347; McGourin v. Town of DeFuniak Springs, 41 So. 541, 51 Fla. 502; Tyler v. Toph, 40 So. 624, 51 Fla. 597; American Securities v. Goldsberry, 67 So. 862, 69 Fla. 104, 123; Pittman v. Milton, 68 So. 658, 69 Fla. 304; Mitchell v. Mason, 61 So. 579, 65 Fla. 208; Griffith v. Henderson, 45 So. 1003, 55 Fla. 625; Griffith v. Henderson, 45 So. 1008, 55 Fla. 61…
  • Griffith v. Henderson, 55 Fla. 625 (Fla. 1908)
    …s constitute new matter, not responsive to the bill of complaint, and not being proved cannot avail the defendant. See Jacksonville Loan & Imp. Co. v. Maxwell, 45 Fla. 425, 34 South. Rep. 255. See, also, Carter v. Bennett, 6 Fla. 214; Tyler v. Toph, 51 Fla. 597, 40 South. Rep. 624; McQourin v. DeFuniak Springs, 51 Fla. 502, 41 South. Rep. 541. Where the answer in an equity cause sets up affirmative averments of new matter not stated or inquired of, or not inseparably connected with matter stated or in [*6…

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