CLIFFORD FOX, APPELLANT,
v.
BARNETT RECOVERY CORPORATION, ETC. ET AL., APPELLEES
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A collection agency sued a debtor on a promissory note containing an attorney's fee clause. The debtor filed a counterclaim under Florida's Consumer Collection Practices Act, alleging the collection letter threatened to assess an attorney's fee in violation of the statute. The trial court dismissed the counterclaim, and the appellate court affirmed, holding that the letter did not constitute a wrongful threat as a matter of law.
The collection letter does not constitute a wrongful threat within the meaning of section 559.72(9), Florida Statutes, as a matter of law, and therefore the counterclaim fails to state a cause of action.
[1] A collection letter threatening to assess an attorney's fee does not constitute a wrongful threat under the Florida Consumer Collection Practices Act, section 559.72(9),…
[2] A counterclaim fails to state a cause of action as a matter of law if the alleged conduct does not violate a statutory prohibition.
Previewing 2 of 2 headnotes on this case. FLexlaw’s editorially structured points of law — every proposition, pinpointed — are reserved for members.
Join FLexlaw to unlock all legal intelligence“the collection letter, the relevant part of which is set forth below, does not constitute a wrongful threat within the meaning of section 559.72(9), Florida Statutes.”
The court's holding that the collection letter is not a wrongful threat as a matter of law.
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Join FLexlaw to unlock all legal intelligenceAppellee collection agency sued appellant debtor on a promissory note that made the debtor liable for reasonable attorney's fees if the note was place…
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[*1158] PER CURIAM.
Appellee collection agency sued appellant debtor on a promissory note which provided that the maker (debtor) was liable for a reasonable attorney’s fee if the note was placed with an attorney for collection. Appellant debtor filed a “class action” counterclaim alleging that a collection letter sent by appellee collection agency to appellant debtor contained a threat within the meaning of the Florida Consumer Collection Practices Act, section 559.72(9), Florida Statutes.1 The trial court dismissed the counterclaim on the basis that it failed to state a cause of action as a matter of law. Appellant debtor appeals and argues that the collection letter contained a threat because in the letter the appellee collection agency threatened to “assess” an attorney’s fee in the specified amount of $350 if the debtor did not settle the claim with the collection agency.
We agree with the trial judge that the counterclaim does not state a cause of action because, as a matter of law, the collection letter, the relevant part of which is set forth below,2 does not constitute a wrongful threat within the meaning of section 559.72(9), Florida Statutes.
AFFIRMED.
COBB, COWART and DANIEL, JJ., concur. . Section 559.72(9), Florida Statutes, provides that in the collection of consumer claims, no person shall "claim, attempt, or threaten to enforce a consumer claim when such person knows that the claim is not legitimate or some other legal right when such person knows that the right does not exist; ...”
. The letter reads in relevant part:
I have tried to contact you numerous times by phone and by mail concerning your balance of $4,652.00 with Barnett Bank.
By not contacting me I will have to assume you do not want to make arrangements to take care of this account. I will then have no choice but to send this to our attorney and this action will increase your balance to $5,002.00 plus court costs and interest.
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Trent v. Mortg. Elec. Registration Sys., Inc., 618 F. Supp. 2d 1356 (M.D. Fla. 2007)…the Court can consider it without transforming the Rule 12(b)(6) motion into a Rule 56 motion, the Court considers the mortgage. 10 . The only Florida case the Court could find interpreting § 559.72(9) is Fox v. Barnett Recovery Corp., 544 So.2d 1157 (Fla. 5th DCA 1989). The Fox court affirmed a trial court Order dismissing a counterclaim under § 559.72(9) alleging that it was a violation of the statute for a collection agency to make the statement in a collection letter that it woul…