PEOPLE'S TRUST INSURANCE COMPANY

v.

YESENIA VALENTIN

GORDO, J.

People’s Trust Insurance Company appeals the trial court’s dismissal of its case, with prejudice, for failure to state a cause of action. People’s Trust filed a three-count complaint against the insured, Yesenia Valentin, seeking clarification of the parties’ respective obligations under the insurance policy. Upon Valentin’s motion, the trial court dismissed the complaint in its entirety, finding that there was no active case or controversy. We affirm the trial court’s dismissal of the request for injunctive relief¹ and the count for breach of contract. We reverse the dismissal of the counts for specific performance and declaratory judgment because those causes of action were sufficiently pleaded2 to withstand a motion to dismiss.

Valentin’s property was insured by People’s Trust under a policy that included a Preferred Contractor Endorsement.³ Progressive Consumers, Inc., 819 So. 2d 732, 734 (Fla. 2002). The court is “required to accept the factual allegations of the complaint as true and to consider those allegations and any inferences to be drawn therefrom in the light most favorable to [the plaintiff].” Aguilera v. Inservices, Inc., 905 So. 2d 84, 87 (Fla. 2005) (citing Siegle, 819 So. 2d at 734–35). People’s Trust’s claim for breach of contract was properly dismissed. “The elements of a breach of contract action are: (1) a valid contract; (2) a material breach; and (3) damages.” Grove Isle Ass’n, Inc. v. Grove Isle Assocs., LLLP, 137 So. 3d 1081, 1094–95 (Fla. 3d DCA 2014) (citing Schiffman v. Schiffman, 47 So. 3d 925, 927 (Fla. 3d DCA 2010)). The complaint did not contain even a barebones allegation of damages and simply stated that damages in this case are “unavailable as a matter of law.” The complaint, therefore, failed to state a cause of action for breach of contract. Although typically People’s Trust would have been afforded an opportunity to amend its complaint, it declined to do so and instead specifically requested that the trial court dismiss with prejudice. Thus, this issue was not properly preserved for appeal.

Regarding the claim for specific performance, People’s Trust’s complaint alleges that there was a contract between the parties, the terms of which were clear and definite. “In order for a court of equity to decree specific performance of a contract, the terms of the agreement must be clear, definite, certain and complete.” Abundant Living Citi Church, Inc. v. Abundant Living Ministries, Inc., 213 So. 3d 1055, 1058 (Fla. 3d DCA 2017) (quoting Bay Club, Inc. v. Brickell Bay Club, Inc., 293 So. 2d 137, 138 (Fla. 3d DCA 1974)). “[T]he equitable remedy of specific performance is granted only where the parties have actually entered into an agreement that is definite and certain in all of its essential elements.” Id. (quoting Bay Club, Inc., 293 So. 2d at 138). Given that the factual allegations in People’s Trust’s complaint supported the elements of a claim for specific performance, it was entitled to maintain this action. See People’s Trust Ins. Co. v. Nowroozpour, 277 So. 3d 135, 137 (Fla. 4th DCA 2019) (finding that People’s Trust had the right to seek enforcement of the policy’s appraisal and repair provisions through a count for specific performance).

The count for declaratory relief was also sufficiently pleaded to withstand dismissal. The declaratory judgment act provides that a party in doubt about its rights under a contract or other instrument may seek a judicial declaration. § 86.021, Fla. Stat. (2019); see also Kelner v. Woody, 399 So. 2d 35, 37 (Fla. 3d DCA 1981) (“The purpose of the declaratory judgment act is to afford relief from insecurity and uncertainty with respect to rights, status, and other equitable or legal relations, and is to be liberally construed . . . .” (citing § 86.101, Fla. Stat.)). “[Q]uestions of fact and disagreements concerning coverage under insurance policies are proper subjects for a declaratory judgment if necessary to a construction of legal rights.” Travelers Ins. Co. v. Emery, 579 So. 2d 798, 801 (Fla. 1st DCA 1991). Additionally, “[a]n insurer may file a declaratory action in order to determine whether an insurance policy is voidable.” Transp. Cas. Ins. Co. v. Soil Tech Distribs., Inc., 966 So. 2d 8, 10 (Fla. 4th DCA 2007) (citing United Servs. Auto. Ass’n v. Clarke, 757 So. 2d 554, 555 (Fla. 4th DCA 2000)). People’s Trust pleaded that it seeks a declaration of its coverage obligations and whether it is entitled to void the subject policy. Based on the allegations in the complaint, the dispute between the parties is a “proper subject[] for a declaratory judgment” at this stage of the proceedings. Travelers Ins. Co., 579 So. 2d at 801.

Taking the allegations in the complaint as true and considering them in the light most favorable to People’s Trust, it presented legally sufficient claims for specific performance and declaratory judgment against Valentin. Thus, we reverse the dismissal of those counts and remand for further proceedings. We affirm the trial court’s order in all other respects. Affirmed in part, reversed in part and remanded for further proceedings.