HERMAN MERRELL, APPELLANT,
v.
VINCENT RIDGELY AND OTHERS, APPELLEES

Fla. | 1911-06-01
Whitfield, C. J., and.Taylor, Si-iackleford and Hock; er, J. J., concur. ....
62 Fla. 546 Florida Supreme Court (1911) Positive Treatment
Cited by 9 cases

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Synopsis

Herman Merrell sought to challenge a mortgage on a lot in the Lakeside subdivision of St. Petersburg, claiming he purchased the property at an execution sale in 1910 without notice of the prior mortgage. The Florida Supreme Court affirmed that Merrell had constructive notice of the mortgage through the public records and was bound by it, rejecting his claim to superior title.


Holding

The court held that Merrell had constructive notice of the mortgage through the public records and purchased the property subject to it, rejecting his claim to superior title as a bona fide purchaser without notice. The court also upheld the attorney's fee award of $108.66, which represented ten percent of the principal and interest as provided in the mortgage note.


Key Quotes

“Despite the conclusion in the answer that Merrill was a bona fide purchaser without notice, we think he had notice and bought the property subject to the mortgage.”

Establishes the court's holding that Merrell had constructive notice through the public records despite his claim of ignorance.

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Facts & Procedural History

In February 1908, J. F. Lindsey gave Vincent Ridgely a mortgage on Lot 9, Block 2 in the Lakeside subdivision of St. Petersburg, Florida, which was re…

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Opinion of the Court
Cockrell, J.

Cockrell, J.

— This is a suit to reform a mortgage and enforce it as a lien upon a lot in Lakeside sub-division of St. Petersburg, Florida. It appears that in February, 1908, J. F. Lindsey, now deceased, gave Vincent Ridgely a mortgage on realty described as Lot number Nine (9), Block Two (2) as the same is mapped and platted as Lakeside sub-division of the City of St. Petersburg, Fla., and recorded January 10th, 1908, in Plat Book Three (3), Page 41, in office of Clerk of Circuit Court of Hillsborough County, Florida.” Herman Merrill claims superior title by virtue of an execution sale in 1910, and that on Plat Book 3, page 41, is recorded a plat of Bayshore Subdivision of St. Petersburg, showing a Lot Nine in Block Two; and further that he had no knowledge of the mortgage except from the record in the Clerk’s office. It further appears that the Plat of Lakeside was recorded on January 10, 1908, in Plat Book 4, p. 112.

It is stated in appellant’s brief that there were two platted sub-divisions of St. Petersburg, known respectively as Lakeside and Bayshore, about a mile apart, but we do not find this in the record.

We confess to a degree of uncertainty as to the exact status of the pleadings. The so-called “answer” of Merrill neither admits nor denies one allegation of the bill, but sets up an independent fact to avoid the equity-thereof, and should more properly be considered a plea. Again the complainant joins issue on this “answer” and then upon the hearing admits all its allegations of fact. Ordinarily an answer proven calls for a dismissal of the bill as to the party answering. The replication to the “answer” is in the full form, containing the statement “that the said answer is uncertain, untrue, and insufficient to be replied unto,” and the parties before the Circuit Court as well as before this court, treat the cause as if a plea were set down for argument, or as if upon bill and answer. Despite the conclusion in the answer that Merrill was a bona fide purchaser without notice, we think he had notice and bought the property subject to the mortgage. The failure to refer to the proper plat book goes rather to the existence of a sub-division of St. Petersburg known as Lakeside, than to cause a patent ambiguity in the description, and yet Merrill admits the existence of such sub-division in that he claims his title by the same name. The Lakeside sub-division being an existing entity, any one buying property in that sub-division, would have no difficulty in ascertaining from the public records the existence. of this mortgage upon a certain lot in Lakeside There is no statute requiring plats to be recorded, and no surveyor would have difficulty in locating the lot upon the plat of Lakeside so far as we are advised, nor are we advised but that Bayshore was another name for Lakeside, and .that, the two recorded plats are identical.

It is further urged as error that the court adjudged the attorney’s fee without proof as to its reasonableness. The master adjudicated the fee at $108.66, which was one-tenth of the principal debt and interest. The note incorporated in the mortgage provided for ten per cent, of the principal and interest as attorney’s fee, and the mortgage further provided that a reasonable fee be allowed. We cannot say that the note itself was not some evidence upon which the master may have acted, and there is no intimation here that the amount allowed was unreasonable, nor does it appear to be so upon its face. In the cases heretofore decided by this court, the amount was not fixed by the parties or the statutes or only the maximum was fixed. Carhart v. Allan, 56 Fla. 763.

We find nothing on this record of which the appellant may rightfully complain, and the decree is affirmed.

Whitfield, C. J., and.Taylor, Si-iackleford and Hock; er, J. J., concur. ....


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Citator

Cited By

  • …and their counsel, as well as the allowance of compensation to the counsel for the plaintiff, on the authority of what has heretofore been said, in addition to the following cases heretofore decided by this Court on that subject: Merrell v. Ridgely, 62 Fla. 546, 57 Sou. Rep. 352; National Union Fire Ins. Co. v. Cone, 80 Fla. 265, 85 Sou. Rep. 913; Evors v. Bryan, 77 Fla. 399, 81 Sou. Rep. 513; Flournoy v. Smith, 84 Fla. 553; 94 Sou. Rep. 503; Southern Bank & Trust Co. v. Mathers, 90 Fla. 542, 106 Sou. Rep.…
  • Zaucha et ux. v. Town OF Medley, 66 So. 2d 238 (Fla. 1953)
    …nt purchasers and creditors on notice of rights outstanding in the lenders, and upon proper inquiry the exact nature and extent of those rights would have been ascertained. See also Pierson v. Bill, 134 Fla. 594, 184 So. 124, and Merrell v. Ridgely, 62 Fla. 546, 57 So. 352. As has been heretofore noted, the appellants in the instant case, at and prior to the time they purchased the property in controversy, had actual knowledge of the fact that a roadway of varying width traversed their property, and that…
  • Regions Bank v. Albert and Adrienne Deluca, 97 So. 3d 879 (Fla. 2d DCA 2012)
    …y reference to lots, block number, and name of recorded plat sufficient despite erroneous statement that the land was located in “the SE 1/4 of the SE 1/4” instead of in “the S.W. 1/4 of the S.W. 1/4” of the appropriate section); Merrell v. Ridgely, 62 Fla. 546, 57 So. 352, 353 (1912) (holding description of land by lot and block number of named subdivision sufficient despite reference to an incorrect plat book for the subdivision); Fid. Bank of Fla. v. Nguyen, 44 So. 3d 1238, 1239 (Fla. 5th DCA 2010) (hol…

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