SHELLEY ELLMAN, APPELLANT,
v.
OCCIDENTAL FIRE AND CASUALTY COMPANY OF NORTH CAROLINA, APPELLEE

Fla. 4th DCA | 1999-12-29
No. 99-0726
STONE, POLEN, and STEVENSON, JJ., concur.
763 So. 2d 1133 Florida District Court of Appeal, Fourth District (1999) Positive Treatment
Cited by 9 cases


Opinion of the Court
PER CURIAM.

PER CURIAM.

Affirmed. The trial court properly granted summary judgment in favor of Occidental. See § 627.727(2), Fla. Stat. (1984). Occidental’s policy provided only excess coverage to Appellant’s husband, Donald Ellman, and USF & G, his personal automobile policy, provided primary coverage. Further, at the time he rented the automobile in question from Value Rent-A-Car, Donald Ellman explicitly rejected the opportunity to purchase primary coverage from Occidental. Therefore, Occidental was under no obligation under the rental car agreement to furnish uninsured motorist coverage to him. See generally, Travelers Ins. Co. v. Quirk, 583 So. 2d 1026, 1028 (Fla.1991); Tres v. Royal Surplus Lines Ins. Co., 705 So. 2d 643 (Fla. 3d DCA 1998).

We do not address, as it is moot, Appellant’s argument that there remain issues of fact regarding whether rejection of uninsured motorist coverage by Value Rent-A-Car and Donald Ellman was enforceable as informed, because the written rejections did not follow the statutory form.

STONE, POLEN, and STEVENSON, JJ., concur.


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  • …e Properties and Dahly. - Our sister court has held, albeit perhaps for different reasons, that a partial final judgment that only construes a duty to defend under an insurance policy is not an appealable order. Nationwide Mut. Ins. Co. v. Harrick, 763 So. 2d 1133, 1134 (Fla. 4th DCA 1999),3 Applying this court’s established, three-factor test in Bayshore Properties, we agree with the conclusion reached by the Fourth District. The Partial Final Judgment is not an appealable final order.- Nor is it an appealab…
  • Transcon. Ins. Co. v. JIM Black & Assocs., Inc., 888 So. 2d 671 (Fla. 2d DCA 2004)
    …he Insured asserts that because the trial court’s partial final judgment only addresses the duty to defend and not the existence of coverage, jurisdiction for this appeal is not available under rule 9:110(n). See Nationwide Mut. Ins. Co. v. Harrick, 763 So. 2d 1133 (Fla. 4th DCA 1999) (holding that an order determining that the insurer, had a duty to defend, but not determining coverage, was not appealable under rule 9.110(n)). Rule 9.110(n) states the following: “Judgments that determine the existence or non…
  • Centennial Ins. Co. v. Life Bank, 953 So. 2d 1 (Fla. 2d DCA 2006)
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