JOSE TACHER, APPELLANT,
v.
HELM BANK, APPELLEE

Fla. 4th DCA | 2011-01-19
No. 4D09-2931
GROSS, C.J., MAY and DAMOORGIAN, JJ., concur.
50 So. 3d 1239 Florida District Court of Appeal, Fourth District (2011) Positive Treatment
Cited by 7 cases

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Synopsis

In this mortgage foreclosure case, Helm Bank sued Jose Tacher for nonpayment and moved for summary judgment. The trial court granted summary judgment, and Tacher appealed, arguing his affirmative defenses were not conclusively refuted. The appellate court affirmed, finding Tacher failed to present specific arguments or material factual disputes to overcome the bank's evidence.


Holding

The appellate court affirmed the summary judgment, holding that the appellant failed to carry his burden of demonstrating reversible error by presenting specific arguments or material factual disputes, and that the bank's affidavit disproved the affirmative defenses of payment, tender, and accord and satisfaction.


Headnotes

[1] A party moving for summary judgment must demonstrate the absence of a genuine issue of material fact and its entitlement to judgment as a matter of law.

[2] A party opposing summary judgment must present specific facts demonstrating a genuine issue of material fact for trial.

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Key Quotes

“It is not the responsibility of an appellate court to make an appellant's arguments for him, 'to sift through the pleadings and affidavits to determine whether there are material issues of fact.'”

Establishes that the appellant bears the burden of presenting specific arguments and identifying factual disputes on appeal.

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Facts & Procedural History

Helm Bank filed a mortgage foreclosure action against Jose Tacher, alleging he ceased making payments after June 2008. Tacher asserted 19 affirmative …

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Opinion of the Court
PER CURIAM.

PER CURIAM.

Helm Bank sued to foreclose a mortgage contending that appellant Jose Tacher stopped making payments after June, 2008. Tacher filed a 19 paragraph laundry list of affirmative defenses; some are legally insufficient on their face and others state general legal conclusions without any facts. The bank moved for summary judgment and its motion was accompanied by an affidavit. It also filed the original of the note, showing that it was the payee when the loan was made. Tacher filed no counter affidavit. The circuit court entered a summary final judgment. Tacher filed a one-and-one-half page motion for rehearing contending only that each of his affirmative defenses had not been “conclusively refuted on the record.” The circuit court denied the motion.

The legal argument in Tacher’s short brief does nothing more than generally state that affirmative defenses were not refuted and that genuine issues of material *1240fact remain. Plainly, the bank’s affidavit disproves the affirmative defenses of payment, tender, and accord and satisfaction. On its face, the note is not unconscionable. The brief does not specifically discuss a single affirmative defense, nor does it describe what issues of fact need to be tried. It is not the responsibility of an appellate court to make an appellant’s arguments for him, “to sift through the pleadings and affidavits to determine whether there are material issues of fact.” E & I, Inc. v. Excavators, Inc., 697 So.2d 545, 547 (Fla. 4th DCA 1997). Tacher has not carried his “burden of making ‘any reversible error clearly, definitely, and fully appear.’ ” Id. (quoting Strate v. Strate, 328 So.2d 29, 30 (Fla. 3d DCA), cert. denied, 336 So.2d 1184 (Fla.1976)).

Affirmed.

GROSS, C.J., MAY and DAMOORGIAN, JJ., concur.


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Citator

Cited By

  • …an Servs., LLC, 36 So. 3d 932, 933 (Fla. 4th DCA 2010); Jacobs v. Becks, 355 So. 2d 1241, 1242 (Fla. 1st DCA 1978). As to the defense of unclean hands, no fact in the record and nothing in the briefing supports that defense. See Tacher v. Helm Bank, 50 So. 3d 1239 (Fla. 4th DCA 2011); S. Waste Sys., LLC v. J & A Transfer, Inc., 879 So. 2d 86, 87 (Fla. 4th DCA 2004). We reverse the award of $4,685.50 in attorney’s fees because appellee’s affidavit stated that $887 was a reasonable fee, creating an issue of fac…
  • Dhar v. Saxon Mortg. Servs. Inc., 53 So. 3d 1230 (Fla. 4th DCA 2011)
    …PER CURIAM. Affirmed. See Tacher v. Helm Bank, 50 So. 3d 1239 (Fla. 4th DCA 2011). MAY, DAMOORGIAN and LEVINE, JJ., concur.…
  • Mignon Olivier v. Indymac Fed. Bank, 74 So. 3d 601 (Fla. 4th DCA 2011)
    …PER CURIAM. Affirmed. See Tacher v. Helm Bank, 50 So. 3d 1239 (Fla. 4th DCA 2011). MAY, C.J., WARNER and GROSS, JJ., concur.…

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