LAFAYETTE HART, JR., APPELLANT,
v.
BANKERS FIRE AND CASUALTY INSURANCE COMPANY, APPELLEE

Fla. 4th DCA | 1975-01-31
No. 74-218
OWEN, C. J„ and CROSS and MAGER, JJ., concur.
320 So. 2d 485 Florida District Court of Appeal, Fourth District (1975) Caution
Cited by 21 cases

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Synopsis

Lafayette Hart sued Bankers Fire and Casualty Insurance Company regarding cancellation of insurance policies. The trial court entered a directed verdict for the defendant, but the appellate court reversed, finding that the evidence did not establish compliance with Florida's statutory notice requirements and that the directed verdict was premature.


Holding

The trial court erred in granting the directed verdict because the evidence at that stage did not reflect compliance with the statutory requirements for proof of mailing notice of cancellation. A directed verdict should not be entered at the close of plaintiff's case based on weighing the evidence before all testimony is presented.


Headnotes

[1] A trial court errs in granting a motion for a directed verdict when the evidence presented at that stage does not reflect compliance with statutory requirements regarding…

[2] A trial judge should not weigh the evidence before the end of all testimony when a plaintiff has presented a prima facie case.

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Key Quotes

“the evidence at that stage of the proceeding did not reflect compliance with Section 627.-728(5), F.S., regarding proof of mailing of notice of cancellation of insurance policies”

Establishes the primary basis for reversal—failure to satisfy statutory notice requirements

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Facts & Procedural History

Lafayette Hart brought an action against Bankers Fire and Casualty Insurance Company. The defendant sought to cancel insurance policies and moved for …

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Opinion of the Court
PER CURIAM.

PER CURIAM.

Upon review of the record and consideration of the briefs and oral argument we are of the opinion that the trial court erred in granting defendant’s motion for a directed verdict and entering a final judgment thereon.1 In particular, the evidence at that stage of the proceeding did not reflect compliance with Section 627.-728(5), F.S., regarding proof of mailing of notice of cancellation of insurance policies. Accordingly, the final judgment is reversed and the cause remanded, to the trial court for a new trial.2

Reversed and remanded.

OWEN, C. J„ and CROSS and MAGER, JJ., concur. . It is to be noted that the entry of the directed verdict at the close of the plaintiff’s ease based upon the then existing facts and circumstances before the trial court was contrary to the principles enunciated in Tillman v. Baskin, Fla.1972, 260 So. 2d 509; Simon v. Pope, Fla.App.1973, 279 So. 2d 54; cf. Rule 6.16, F.A.R. Following the presentation of a prima facie case by plaintiff the trial judge should not have undertaken to weigh the evidence before the end of all the testimony.

. In passing we would observe that contrary to the finding made by the trial court, there exists a serious question with respect to whether the defendant insurance company waived its claim of cancellation by acceptance of what appears to have been the balance of an increased down payment towards the total premium; hopefully, this issue as well as the issue regarding proof of mailing will be fully developed during the course of the new trial. See 18 Fla.Jur., Insurance, sec. 661.

Other

PER CURIAM.

A timely petition for rehearing has been filed by the defendant-appellee requesting a rehearing and reconsideration of this court’s order awarding attorney’s fees to the appellant-plaintiff (the prevailing party in this appeal) for services in the appellate court.

This court’s separate order awarding attorney’s fees, dated January 31, 1975, was entered pursuant to Rule 3.16, subd. e, F.A.R., which provides for the award (and assessment) “where attorney’s fees are allowable by law for services in the appellate court”.

Our reading of Section 627.428, F.S., which provides for the award of attorney’s fees in suits between an insurer and an insured presupposes the entry of a judgment against the insurer' in which recovery is had by the insured.

In the instant case (involving the issue of coverage) this court reversed a final judgment entered pursuant to a motion for a directed verdict in favor of the insurer and remanded the cause for a new trial for the insured. Therefore, there having been no judgment rendered by which insured has recovered against the insurer, the rationale expressed by our sister court in Dawson v. Blue Cross Association, Fla.App.1974, 293 So. 2d 90, prevails, namely, that the award of attorney’s fees for service in the appellate court is conditioned upon a judgment rendered against the insurer allowing recovery in favor of the insured. Our order of January 31, 1975, which did not assess attorney’s fees but merely granted them subject to assessment by the trial court, is modified to the extent that such award is conditioned upon the insured ultimately prevailing.

Accordingly, the petition for rehearing is granted and our order of January 31, 1975, is vacated and a modified order is herein entered as follows:

The appellant’s motion for attorney’s fees is hereby granted for services rendered incident to this appeal, such award being conditioned upon the appellant prevailing below on the issue of coverage, in accordance with those guidelines set forth in Dawson v. Blue Cross, supra. In the event that the appellant prevails below the amount of the award shall be assessed by the trial court upon due notice and subject to review by this court under F.A.R. 3.16, subd. e.

OWEN, C. J., and CROSS and MAGER, JJ., concur. . “627.428 Attorney fee

(1) Upon the rendition of a judgment or decree by any of the courts of this state against an insurer and in favor of an insured or the named beneficiary under a policy or contract executed by the insurer, the trial court, or, in the event of an appeal in which the insured or beneficiary prevails, the appellate court, shall adjudge or decree against the insurer and in favor of the insured or beneficiary a reasonable sum as fees or compensation for the insured’s or beneficiary’s attorney prosecuting the suit in which the recovery is had.


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Citator

Cited By (11 total)

  • Dixie Farms, Inc. v. The HERTZ Corp., 343 So. 2d 633 (Fla. 3d DCA 1977)
    …yet, no judgment or decree has been entered in favor of appellant. Therefore, any award of attorneys’ fees on appeal is expressly conditioned upon appellant’s ultimate success in the lower court. Hart v. Bankers Fire and Casualty Insurance Company, 320 So. 2d 485 (Fla. 4th DCA 1975); Dawson v. Blue Cross Association, 293 So. 2d 90 (Fla. 1st DCA 1974). Should appellant prevail on the coverage question, and nothing expressed in this opinion should be taken as commenting upon the merits of appellant’s claim, th…
  • Wimbledon Townhouse Condo. I v. Wolfson, 510 So. 2d 1106 (Fla. 4th DCA 1987)
    …it in the light of strength or weakness of the defendant’s evidence, if any, as in the case of a jury trial. The same conclusion was reached in Preisner v. Cropf, 278 So. 2d 295 (Fla. 4th DCA 1973); Hart v. Bankers Fire and Casualty Insurance Co., 320 So. 2d 485 (Fla. 4th DCA 1975); Alcott v. Wagner and Becker, Inc., 328 So. 2d 549 (Fla. 4th DCA 1976); Buchanan Construction, Inc. v. City of Tallahassee, 308 So. 2d 613 (Fla. 1st DCA 1975). It has been stated: ... where the plaintiff has made a prima facie…
  • Patterson v. Cincinnati Ins. Co., 564 So. 2d 1149 (Fla. 1st DCA 1990)
    …s motion for attorney’s fees at the appellate level, filed pursuant to Section 627.428(1), Florida Statutes (1987), if Ms. Patterson prevails on the issue of coverage after the matter is tried on remand. See Hart v. Bankers Fire & Casualty Ins. Co., 320 So. 2d 485, 486-87 (Fla. 4th DCA 1975) (on rehearing). AFFIRMED in part, REVERSED in part, and REMANDED for further proceedings consistent with this opinion.' WENTWORTH and MINER, JJ., concur. .Subsection (1) provides: (1) All statements and descriptions i…

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