NATIONWIDE MUTUAL INSURANCE COMPANY, PETITIONER,
v.
NEREUS F. (PETE) LOWE AND WANDA LOWE, RESPONDENTS
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The court held that the 1976 amendment prohibiting the stacking of uninsured motorist coverage applies to accidents occurring on or after its effective date, even if the insurance policy was issued prior to the amendment.
The court held that the 1976 amendment prohibiting the stacking of uninsured motorist coverage applies to accidents occurring on or after October 1, 1976, regardless of when the insurance policy was issued.
Robin Hoekstra was injured in an accident while driving a car covered by her guardian's insurance policy, which had uninsured motorist coverage for mu…
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PER CURIAM.
Petition for Writ of Certiorari DENIED.
DOWNEY and LETTS, JJ., concur. MAGER, C. J., dissents, with opinion.
MAGER, Chief Judge,
dissenting:
Petitioner-defendant seeks to review by certiorari an order denying petitioner’s motion to dismiss Count II of respondent-plaintiff’s complaint.
A review of the appellate record reflects that the order sought to be reviewed constitutes a departure from the essential requirements of law which will cause material injury to the petitioner throughout the remainder of the proceedings below for which a remedy by appeal would be inadequate. Allstate Ins. Co. v. Gibbs, 340 So. 2d 1202 (Fla. 4th DCA 1976).
Count II of the plaintiff’s complaint seeks punitive damages as a result of defendant’s alleged wrongful attempt to cancel certain policies of insurance. In Allstate we held:
“Additionally, with respect to the claim for punitive damages, it is clear from the face of the pleadings and from a reading of the applicable decisions that respondent has failed to demonstrate, as is required, the existence of a willful and independent tort separate and distinct from the breach of contract, (citations omitted) An insuror’s bad faith refusal to settle a claim of its insured is not per se a willful and independent tort giving rise to a claim for damages (citations omitted).” (340 So. 2d at 1204).
Although there is language in Allstate which may be susceptible to the interpretation that the grant of certiorari was based solely upon an issue involving the work product doctrine, such was not the intended effect. What should have been said there and what is unequivoeably and unmistakenly stated here is the proposition that certiorari may lie to review an order denying a motion to dismiss a punitive damage count where such order is determined to constitute “a departure from the essential requirements of law which will cause material injury to the petitioner throughout the remainder of the proceedings below for which a remedy by appeal would be inadequate.” Allstate, supra.
It would seem that there is a material injury to the petitioner if he is required to defend against a measure of damages which, as a matter of law, has been held not ' to be recoverable. Any evidence introduced in connection with the punitive damages count could have the potential effect of tainting any judgment rendered for compensatory damages only — it would seem difficult, if not impossible, for a defendant to demonstrate reversible error (on the inclusion of the punitive damages count) where compensatory damages only were awarded.
Stated rhetorically, if the punitive damages count is not proper, shouldn’t it be eliminated at the outset of the proceedings, and, if not, shouldn’t the failure to do so be reviewable by certiorari? Perhaps we might thereby obviate the necessity of an appeal or an appellate issue.
Accordingly, I would grant certiorari.
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Citizens Prop. Ins. Corp. v. Garfinkel, 25 So. 3d 62 (Fla. 5th DCA 2009)…. Co. v. Gibbs, 340 So. 2d 1202 (Fla. 4th DCA 1976), cert. dismissed, 354 So. 2d 980 (Fla.1977), receded from on other grounds by Hartford Accident and Indem. Co. v. U.S.C.P. Co., 515 So. 2d 998 (Fla. 4th DCA 1987); Nationwide Mut. Ins. Co. v. Lowe, 347 So. 2d 630 (Fla. 4th DCA 1977). Rather, we have in essence viewed bad faith claims as comparable to claims for unfair settlement practices. Progressive Am. Ins. Co. v. Rural/Metro Corp. of Florida, 994 So. 2d 1202, 1208 (Fla. 5th DCA 2008) (citing Hartford Ins…
Authorities Cited
- Allstate Ins. Co. v. Gibbs, 340 So. 2d 1202 (Fla. 4th DCA 1976)