JOSEPH PATRICK CAPALDI, APPELLANT,

v.

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, AND JOANNE MINIMI, INDIVIDUALLY, APPELLEES

Citator

Cited By

• Discover Prop. & Cas. Ins. Co. v. Beach Cars OF W. Palm, Inc., 929 So. 2d 729 (Fla. 4th DCA 2006)
  …of the document as a whole. Gen. Star Indem. Co., 874 So. 2d at 30. If possible, conflicting provisions of a contract are to be read in such a way as to give a reasonable interpretation and effect to all provisions. Cont'l Ins. Co. v. Collinsworth, 898 So. 2d 1085, 1087 (Fla. 5th DCA 2005). In the event policy provisions are ambiguous and cannot be reasonably reconciled, then well-established rules of construction must be applied. Siegle v. Progressive Consumers Ins. Co., 819 So. 2d 732, 735 (Fla.2002). The…
• S. Owners Ins. Co. v. Cooperativa de Seguros Multiples, 143 So. 3d 439 (Fla. 5th DCA 2014)
  …s a whole, endeavoring to give every provision its full meaning and operative effect.’ ” (quoting Auto-Owners Ins. Co. v. Anderson, 756 So. 2d 29, 34 (Fla.2000))); Swire Pac. Holdings, Inc., 845 So. 2d at 166 (same); Cont'l Ins. Co. v. Collinsworth, 898 So. 2d 1085, 1087 (Fla. 5th DCA 2005). Specifically, “‘when construing an insurance policy to determine coverage the pertinent provisions should be read in pari materia.’ ” J.S.U.B., Inc., 979 So. 2d at 877 (quoting State Farm Fire & Cas. Co. v. CTC Dev. Corp.,…
• Navarro v. Citizens Prop. Ins. Corp. (Fla. 3d DCA 2023)
  …erts that ambiguities should be construed in favor of the insured, it is equally well-established that policy provisions should be harmonized and reconciled whenever feasible so as to give effect to all of them. See Cont’l Ins. Co. v. Collinsworth, 898 So. 2d 1085, 1087–88 (Fla. 5th DCA 2005); Coleman v. Valley Forge Ins. Co., 432 So. 2d 1368, 1370 (Fla. 2d DCA 1983). Only if that task proves untenable does an ambiguity arise. See Gov’t Emps. Ins. Co. v. Macedo, 228 So. 3d 1111, 1113 (Fla. 2017). In the ins…

Authorities Cited

• Galante v. USAA Cas. Ins. Co., 895 So. 2d 1189 (Fla. 4th DCA 2005)