NAOMI BEAUBRUN
v.
GEOVERA SPECIALTY INSURANCE COMPANY
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A water damage limitation and exclusion endorsement in an insurance policy validly excludes coverage for damages caused by sudden discharge of water from the home's plumbing system.
[1] A water damage limitation and exclusion endorsement that explicitly excludes coverage for sudden discharge of water from home plumbing systems is enforceable and bars cov…
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Join FLexlaw to unlock all legal intelligenceNaomi Beaubrun held a homeowners insurance policy from GeoVera that included a Water Damage Limitation and Exclusion Endorsement. Damages to the insur…
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Opinion filed August 30, 2023. Not final until disposition of timely filed motion for rehearing.
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No. 3D22-469 Lower Tribunal No. 17-1210
________________
Naomi Beaubrun,
Appellant,
vs.
GeoVera Specialty Insurance Company, Appellee.
An Appeal from the Circuit Court for Miami-Dade County, Lisa S. Walsh, Judge. Mintz Truppman, P.A., and Timothy H. Crutchfield, for appellant. Paul R. Pearcy, P.A., and Maureen G. Pearcy; and Hinshaw & Culbertson, LLP, and Joseph V. Manzo, for appellee. Before LOGUE, C.J., and HENDON and GORDO, JJ. PER CURIAM. Naomi Beaubrun (“Insured”) appeals from the trial court’s order entering final summary judgment in favor of the insurer, GeoVera Specialty Insurance Co. (“GeoVera”), and denying her motion for partial summary judgment. We affirm.
The relevant provisions in the Insured’s policy and the Water Damage Limitation and Exclusion Endorsement (“WDX Endorsement”) issued by GeoVera to the Insured are identical to those in GeoVera Specialty Insurance Co. v. Glasser, 337 So. 3d 8 (Fla. 4th DCA 2022). Further, in both the instant case and in Glasser, the damages were caused by a sudden discharge of water from the home plumbing system. Based on our de novo review of the Insured’s policy and the WDX Endorsement, we agree with the Fourth District Court of Appeal’s decision and analysis in Glasser. Accordingly, we affirm the trial court’s order entering final summary judgment in favor of GeoVera and denying Beaubrun’s motion for partial summary judgment.
Affirmed.
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Beaubrun v. Geovera Specialty Ins. Co., 337 So. 3d 8 (Fla. 3d DCA 2023)…dgment. We affirm. The relevant provisions in the Insured’s policy and the Water Damage Limitation and Exclusion Endorsement (“WDX Endorsement”) issued by GeoVera to the Insured are identical to those in GeoVera Specialty Insurance Co. v. Glasser, 337 So. 3d 8 (Fla. 4th DCA 2022). Further, in both the instant case and in Glasser, the damages were caused by a sudden discharge of water from the home plumbing system. Based on our de novo review of the Insured’s policy and the WDX Endorsement, we agree with…
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Beaubrun v. Geovera Specialty Ins. Co. (Fla. 3d DCA 2023)…dgment. We affirm. The relevant provisions in the Insured’s policy and the Water Damage Limitation and Exclusion Endorsement (“WDX Endorsement”) issued by GeoVera to the Insured are identical to those in GeoVera Specialty Insurance Co. v. Glasser, 337 So. 3d 8 (Fla. 4th DCA 2022). Further, in both the instant case and in Glasser, the damages were caused by a sudden discharge of water from the home plumbing system. Based on our de novo review of the Insured’s policy and the WDX Endorsement, we agree with…
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Authorities Cited
- Beaubrun v. Geovera Specialty Ins. Co., 337 So. 3d 8 (Fla. 3d DCA 2023)